House builders won’t overbuild as it harms their sale prices so that won’t cause an oversupply.
The only way that the ratio can change in the buyers favour is if suddenly an ungodly number of people die for some reason or the general population’s finances collapse to the point where they are no longer trying to buy a house. You’re likely to be one of the victims if either of those things happen. All you can do is keep saving.
House prices are set by supply & demand.
House builders won’t overbuild as it harms their sale prices so that won’t cause an oversupply.
The only way that the ratio can change in the buyers favour is if suddenly an ungodly number of people die for some reason or the general population’s finances collapse to the point where they are no longer trying to buy a house. You’re likely to be one of the victims if either of those things happen. All you can do is keep saving.