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Joined 1 year ago
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Cake day: December 11th, 2023

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  • You guys are talking about different things.

    Credit utilization of 0% doesn’t mean paying your cards off on time every month so you avoid interest. It means paying your cards off before the statement period even closes so nothing is reported to the credit agencies.

    I do this. All my cards have a statement period ending on the 19th or 20th. Around the 17th every month I pre-pay so my statement is $0 on every card.

    When I use a card after doing this and the charge goes through before the statement closes, my FICO score goes up (vantage doesn’t seem to do this).

    For the last 18 months or so my FICO has been going up 22 points every time there is at least a little balance to report and down 22 points every time my credit utilization is 0.0%.










  • That shit kills me. I was reading something on hexbear about some recent anti-gay stuff in Russia. It was all about critical support, and not just Russia. They also talked about critical support for Nigeria, despite them having the death penalty for gay people, because they’re “anti-imperialist.”

    Why doesn’t it go the other way? Why can’t you give “critical support” to countries making strides in human rights while criticizing their economic policy?

    To me, their priorities seem pretty fucked up. Between exploitative economic policy and killing or imprisoning people for existing as themselves, I know which one I’m going to be “critical” of and which one will cause me to refuse support for a country in any way.







  • Vote and volunteer in local elections. I think most people would be surprised how few resources campaigns for state legislature have. You and a few friends can make a huge difference. Volunteer for the Dem (out of necessity) primary candidate that wants to replace ftp voting with ranked choice or another similar system, and show up to meetings regardless of election cycle to give input. It wouldn’t take much to get their resources up to the level of establishment candidates.

    If a few good sized states could get this the others would get jealous about them having real choice and I believe it would start a snowball effect. It has to come from state legislatures though.



  • Are you illiterate? I started this saying not only am I left of Biden, I’m left of Bernie. I’m not taking about leftists. I’m taking about “leftists” who do nothing but whine then show up once every four years to loudly complain things didn’t go their way when they didn’t lift a Cheeto stained finger (outside of online echo chambers) to make things go their way.

    This weekend I’ll be canvassing with three other people for a progressive candidate for local office. Her establishment opponent has over two dozen canvassers. When the voting guides are printed maybe we’ll be lucky enough to have ours listed as neutral with an endorsement for the establishment.

    If you lazy fucks showed up maybe we could get parity on name recognition, and if you had been at meetings all year maybe both could be endorsed on the guide. A quarter of the Bernie Bros that showed up yelling in 2016 coming back regularly would drastically change the entire county.

    When those fair weather friends showed up in 2016, I wasn’t saying “eat shit leftists,” I was saying “where the fuck have you been.”

    Now that I think about it, you shouldn’t show up. If you’re so weak and thin-skinned that a Cheeto crack gets you all butt-hurt, you wouldn’t last five doors canvassing.


  • Not my people, quite the opposite, although I respect them.

    They’re just the people who are actually putting in the work. Unlike your people who’s idea of effort is wiping the Cheeto dust off their fingers before they post.

    But don’t worry, just keep screaming impotently into the void. I’m sure progressive candidates with strong organizations will start magically appearing any day now if you just keep posting hard enough on Lemmy. No need to get off your couch.